Screenshots
About PeoPay
PeoPay is a mobile banking app that puts your Bank Pekao accounts, cards, and financial products in your pocket. Access all your accounts instantly, authorize transactions with PIN, fingerprint, or FaceID, and manage your money on your own terms.
Transfer money in seconds using Express Elixir for instant domestic transfers, or use BLIK to send cash directly to a phone number without revealing account details. Pay bills and make purchases through BLIK in stores and online—even scan QR codes to complete payments without re-entering codes. Withdraw cash at ATMs and terminals with cashback, or deposit funds directly through BLIK-enabled machines. Add your Bank Pekao card to Apple Pay straight from the app for contactless payments anywhere.
Manage your finances with clarity and control. View your account balance and percentage breakdown before logging in. Search your complete transaction history and repeat payments from previous transfers. Track spending across categories to see where your money goes. Access a calendar of scheduled payments so nothing surprises you. Earn preferential currency exchange rates on foreign transactions—access enabled by your Bank Pekao Advisor.
Banking goes beyond checking accounts. Apply for loans and credit cards with a single tap, with offers customized to your profile. Manage debit cards directly from the app: activate them, set or change PIN codes, adjust transaction limits, or block and unblock cards instantly. Handle both individual and company accounts in one unified interface. Check investment and brokerage products, track PekaoTFI fund regular accounts, and monitor your financial portfolio.
New customers can open an account by selfie directly in the app—no branch visit required. Once you're set up, make international transfers and telephone top-ups alongside your domestic banking. Pay for purchases online from foreign-currency accounts with the same ease as multi-currency card payments. Everything you need to manage accounts, send money, invest, and borrow sits in one secure, fast application.
Download PeoPay today to experience banking that moves at your speed.
Pros & Cons
Pros
- Instant domestic transfers via Express Elixir save time on routine payments
- BLIK payments let you send money using only a phone number, no account sharing
- Biometric and PIN authentication options provide flexible security for daily access
- Single app manages personal accounts, company accounts, cards, loans, and investments together
- New account opening by selfie eliminates the need for branch visits
Cons
- Requires account with Bank Pekao; cannot use app without being an existing customer
- Foreign exchange rates depend on your Bank Pekao Advisor relationship status
- QR code payments and BLIK features only work at partner merchants and ATMs
- Full financial visibility requires logging in; viewing balance without login is limited
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